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Free Loan Agreement
Template for Australia

Document personal or business loans with clear terms for repayment, interest, and security. AI customises every detail — send for electronic signing in minutes.

What's Included

Loan Amount & Disbursement

Principal amount, disbursement method, and date of advance.

Interest Rate & Calculation

Fixed or variable rate, simple or compound interest, and accrual periods.

Repayment Schedule

Repayment frequency (weekly, monthly, lump sum), amounts, and maturity date.

Security & Collateral

Optional security provisions, collateral description, and rights on default.

Default & Remedies

Events of default, cure periods, acceleration clauses, and enforcement rights.

Early Repayment

Provisions for early repayment, prepayment penalties (if any), and release of security.

Who Needs This Template?

Family & Friends Lending Money

Protect relationships by documenting loan terms clearly. Avoids misunderstandings about repayment.

Directors Lending to Their Company

Formalise director loans with proper documentation for ATO compliance and auditing purposes.

Businesses Providing Vendor Finance

Offer payment plans to customers with documented terms and security provisions.

How It Works

1

Choose This Template

Select the loan agreement from our library.

2

AI Customises It

Gemini AI fills in lender/borrower details, loan amount, interest rate, and repayment terms. All placeholders removed.

3

Send for Signing

Review and send to the borrower. They sign electronically from any device.

Start with 5 Free Envelopes

No credit card required. Customise this loan agreement with AI and send for signing in minutes.